Call report 2007Q1
FIRST OPTION BANK — 2007Q1
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 138,799,000 | USD | evidence → |
| Total loans | 99,254,000 | USD | evidence → |
| Allowance for loan losses | 817,000 | USD | evidence → |
| Securities available for sale | 29,816,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 124,884,000 | USD | evidence → |
| Interest-bearing deposits | 110,055,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,829,000 | USD | evidence → |
| Equity capital | 10,175,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,176,000 | USD | evidence → |
| Interest expense | 955,000 | USD | evidence → |
| Net interest income | 1,221,000 | USD | evidence → |
| Noninterest income | 401,000 | USD | evidence → |
| Noninterest expense | 1,177,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 430,000 | USD | evidence → |
| Income tax | 11,000 | USD | evidence → |
| Net income | 419,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,175,000 | USD | evidence → |
| Total capital | 10,992,000 | USD | evidence → |
| Risk-weighted assets | 84,012,000 | USD | evidence → |