Call report 2023Q2
CITIZENS SAVINGS BANK — 2023Q2
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 382,507,000 | USD | evidence → |
| Total loans | 289,500,000 | USD | evidence → |
| Allowance for loan losses | 1,136,000 | USD | evidence → |
| Securities available for sale | 74,056,000 | USD | evidence → |
| Securities held to maturity | 258,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 322,031,000 | USD | evidence → |
| Interest-bearing deposits | 294,573,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,458,000 | USD | evidence → |
| Equity capital | 49,659,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,957,000 | USD | evidence → |
| Interest expense | 1,762,000 | USD | evidence → |
| Net interest income | 4,195,000 | USD | evidence → |
| Noninterest income | 461,000 | USD | evidence → |
| Noninterest expense | 4,243,000 | USD | evidence → |
| Provision for loan losses | -23,000 | USD | evidence → |
| Pretax income | 373,000 | USD | evidence → |
| Income tax | 203,000 | USD | evidence → |
| Net income | 170,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 55,947,000 | USD | evidence → |
| Total capital | 57,145,000 | USD | evidence → |
| Risk-weighted assets | 184,209,000 | USD | evidence → |