Call report 2023Q1
CITIZENS SAVINGS BANK — 2023Q1
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 387,875,000 | USD | evidence → |
| Total loans | 289,635,000 | USD | evidence → |
| Allowance for loan losses | 1,124,000 | USD | evidence → |
| Securities available for sale | 75,053,000 | USD | evidence → |
| Securities held to maturity | 273,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 335,885,000 | USD | evidence → |
| Interest-bearing deposits | 306,062,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,823,000 | USD | evidence → |
| Equity capital | 50,105,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,973,000 | USD | evidence → |
| Interest expense | 785,000 | USD | evidence → |
| Net interest income | 2,188,000 | USD | evidence → |
| Noninterest income | 227,000 | USD | evidence → |
| Noninterest expense | 2,151,000 | USD | evidence → |
| Provision for loan losses | -35,000 | USD | evidence → |
| Pretax income | 236,000 | USD | evidence → |
| Income tax | 129,000 | USD | evidence → |
| Net income | 107,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 55,882,000 | USD | evidence → |
| Total capital | 57,068,000 | USD | evidence → |
| Risk-weighted assets | 185,348,000 | USD | evidence → |