Call report 2015Q1
CITIZENS SAVINGS BANK — 2015Q1
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 327,253,000 | USD | evidence → |
| Total loans | 258,834,000 | USD | evidence → |
| Allowance for loan losses | 735,000 | USD | evidence → |
| Securities available for sale | 35,019,000 | USD | evidence → |
| Securities held to maturity | 1,766,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 280,908,000 | USD | evidence → |
| Interest-bearing deposits | 264,989,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,919,000 | USD | evidence → |
| Equity capital | 43,539,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,001,000 | USD | evidence → |
| Interest expense | 395,000 | USD | evidence → |
| Net interest income | 2,606,000 | USD | evidence → |
| Noninterest income | 208,000 | USD | evidence → |
| Noninterest expense | 2,031,000 | USD | evidence → |
| Provision for loan losses | -38,000 | USD | evidence → |
| Pretax income | 821,000 | USD | evidence → |
| Income tax | 276,000 | USD | evidence → |
| Net income | 545,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,899,000 | USD | evidence → |
| Total capital | 43,634,000 | USD | evidence → |
| Risk-weighted assets | 163,695,000 | USD | evidence → |