Call report 2014Q4
CITIZENS SAVINGS BANK — 2014Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 325,522,000 | USD | evidence → |
| Total loans | 260,302,000 | USD | evidence → |
| Allowance for loan losses | 775,000 | USD | evidence → |
| Securities available for sale | 37,520,000 | USD | evidence → |
| Securities held to maturity | 1,836,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 279,924,000 | USD | evidence → |
| Interest-bearing deposits | 264,416,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,508,000 | USD | evidence → |
| Equity capital | 42,955,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,825,000 | USD | evidence → |
| Interest expense | 1,594,000 | USD | evidence → |
| Net interest income | 10,231,000 | USD | evidence → |
| Noninterest income | 755,000 | USD | evidence → |
| Noninterest expense | 8,079,000 | USD | evidence → |
| Provision for loan losses | 241,000 | USD | evidence → |
| Pretax income | 2,678,000 | USD | evidence → |
| Income tax | 853,000 | USD | evidence → |
| Net income | 1,825,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,354,000 | USD | evidence → |
| Total capital | 43,129,000 | USD | evidence → |
| Risk-weighted assets | 163,847,000 | USD | evidence → |