Call report 2004Q3
CITIZENS BANK — 2004Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 50,732,000 | USD | evidence → |
| Total loans | 34,325,000 | USD | evidence → |
| Allowance for loan losses | 595,000 | USD | evidence → |
| Securities available for sale | 12,221,000 | USD | evidence → |
| Securities held to maturity | 1,003,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 44,730,000 | USD | evidence → |
| Interest-bearing deposits | 41,342,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,388,000 | USD | evidence → |
| Equity capital | 5,731,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,453,000 | USD | evidence → |
| Interest expense | 724,000 | USD | evidence → |
| Net interest income | 1,729,000 | USD | evidence → |
| Noninterest income | 384,000 | USD | evidence → |
| Noninterest expense | 1,146,000 | USD | evidence → |
| Provision for loan losses | 220,000 | USD | evidence → |
| Pretax income | 751,000 | USD | evidence → |
| Income tax | 207,000 | USD | evidence → |
| Net income | 544,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,762,000 | USD | evidence → |
| Total capital | 6,214,000 | USD | evidence → |
| Risk-weighted assets | 35,996,000 | USD | evidence → |
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