Call report 2004Q2
CITIZENS BANK — 2004Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 49,454,000 | USD | evidence → |
| Total loans | 33,734,000 | USD | evidence → |
| Allowance for loan losses | 589,000 | USD | evidence → |
| Securities available for sale | 11,270,000 | USD | evidence → |
| Securities held to maturity | 1,003,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 43,574,000 | USD | evidence → |
| Interest-bearing deposits | 40,157,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,417,000 | USD | evidence → |
| Equity capital | 5,452,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,618,000 | USD | evidence → |
| Interest expense | 479,000 | USD | evidence → |
| Net interest income | 1,139,000 | USD | evidence → |
| Noninterest income | 249,000 | USD | evidence → |
| Noninterest expense | 771,000 | USD | evidence → |
| Provision for loan losses | 105,000 | USD | evidence → |
| Pretax income | 516,000 | USD | evidence → |
| Income tax | 142,000 | USD | evidence → |
| Net income | 374,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,592,000 | USD | evidence → |
| Total capital | 6,032,000 | USD | evidence → |
| Risk-weighted assets | 35,087,000 | USD | evidence → |
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