Call report 2003Q4
CITIZENS BANK — 2003Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 47,068,000 | USD | evidence → |
| Total loans | 32,062,000 | USD | evidence → |
| Allowance for loan losses | 525,000 | USD | evidence → |
| Securities available for sale | 9,580,000 | USD | evidence → |
| Securities held to maturity | 1,004,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 41,427,000 | USD | evidence → |
| Interest-bearing deposits | 38,359,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,067,000 | USD | evidence → |
| Equity capital | 5,379,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,120,000 | USD | evidence → |
| Interest expense | 910,000 | USD | evidence → |
| Net interest income | 2,210,000 | USD | evidence → |
| Noninterest income | 463,000 | USD | evidence → |
| Noninterest expense | 1,417,000 | USD | evidence → |
| Provision for loan losses | 220,000 | USD | evidence → |
| Pretax income | 1,054,000 | USD | evidence → |
| Income tax | 334,000 | USD | evidence → |
| Net income | 720,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,323,000 | USD | evidence → |
| Total capital | 5,744,000 | USD | evidence → |
| Risk-weighted assets | 33,592,000 | USD | evidence → |
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