Call report 2003Q3
CITIZENS BANK — 2003Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 45,332,000 | USD | evidence → |
| Total loans | 31,054,000 | USD | evidence → |
| Allowance for loan losses | 505,000 | USD | evidence → |
| Securities available for sale | 8,623,000 | USD | evidence → |
| Securities held to maturity | 1,005,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 39,812,000 | USD | evidence → |
| Interest-bearing deposits | 36,269,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,543,000 | USD | evidence → |
| Equity capital | 5,265,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,337,000 | USD | evidence → |
| Interest expense | 683,000 | USD | evidence → |
| Net interest income | 1,654,000 | USD | evidence → |
| Noninterest income | 344,000 | USD | evidence → |
| Noninterest expense | 1,038,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 798,000 | USD | evidence → |
| Income tax | 219,000 | USD | evidence → |
| Net income | 579,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,182,000 | USD | evidence → |
| Total capital | 5,589,000 | USD | evidence → |
| Risk-weighted assets | 32,459,000 | USD | evidence → |
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