Call report 2025Q1
UNITED CUMBERLAND BANK — 2025Q1
The 22 measures UNITED CUMBERLAND BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 432,960,000 | USD | evidence → |
| Total loans | 305,886,000 | USD | evidence → |
| Allowance for loan losses | 4,428,000 | USD | evidence → |
| Securities available for sale | 75,828,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 374,586,000 | USD | evidence → |
| Interest-bearing deposits | 288,307,000 | USD | evidence → |
| Noninterest-bearing deposits | 86,279,000 | USD | evidence → |
| Equity capital | 45,225,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,903,000 | USD | evidence → |
| Interest expense | 1,778,000 | USD | evidence → |
| Net interest income | 4,125,000 | USD | evidence → |
| Noninterest income | 1,005,000 | USD | evidence → |
| Noninterest expense | 3,110,000 | USD | evidence → |
| Provision for loan losses | 263,000 | USD | evidence → |
| Pretax income | 1,757,000 | USD | evidence → |
| Income tax | 33,000 | USD | evidence → |
| Net income | 1,724,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,069,000 | USD | evidence → |