Call report 2024Q4
UNITED CUMBERLAND BANK — 2024Q4
The 22 measures UNITED CUMBERLAND BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 424,425,000 | USD | evidence → |
| Total loans | 304,877,000 | USD | evidence → |
| Allowance for loan losses | 4,244,000 | USD | evidence → |
| Securities available for sale | 75,539,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 367,432,000 | USD | evidence → |
| Interest-bearing deposits | 286,002,000 | USD | evidence → |
| Noninterest-bearing deposits | 81,430,000 | USD | evidence → |
| Equity capital | 43,679,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,444,000 | USD | evidence → |
| Interest expense | 6,111,000 | USD | evidence → |
| Net interest income | 16,333,000 | USD | evidence → |
| Noninterest income | 4,005,000 | USD | evidence → |
| Noninterest expense | 11,896,000 | USD | evidence → |
| Provision for loan losses | 1,050,000 | USD | evidence → |
| Pretax income | 7,354,000 | USD | evidence → |
| Income tax | 126,000 | USD | evidence → |
| Net income | 7,228,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,445,000 | USD | evidence → |