Call report 2004Q4
CITIZENS BANK — 2004Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 84,076,000 | USD | evidence → |
| Total loans | 47,002,000 | USD | evidence → |
| Allowance for loan losses | 344,000 | USD | evidence → |
| Securities available for sale | 6,941,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 74,303,000 | USD | evidence → |
| Interest-bearing deposits | 59,978,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,325,000 | USD | evidence → |
| Equity capital | 9,718,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,073,000 | USD | evidence → |
| Interest expense | 428,000 | USD | evidence → |
| Net interest income | 1,645,000 | USD | evidence → |
| Noninterest income | 223,000 | USD | evidence → |
| Noninterest expense | 1,296,000 | USD | evidence → |
| Provision for loan losses | 22,000 | USD | evidence → |
| Pretax income | 550,000 | USD | evidence → |
| Income tax | 189,000 | USD | evidence → |
| Net income | 361,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,759,000 | USD | evidence → |
| Total capital | 10,103,000 | USD | evidence → |
| Risk-weighted assets | 53,606,000 | USD | evidence → |