Call report 2004Q3
CITIZENS BANK — 2004Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 83,601,000 | USD | evidence → |
| Total loans | 47,170,000 | USD | evidence → |
| Allowance for loan losses | 414,000 | USD | evidence → |
| Securities available for sale | 6,494,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 73,489,000 | USD | evidence → |
| Interest-bearing deposits | 61,065,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,424,000 | USD | evidence → |
| Equity capital | 9,769,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,076,000 | USD | evidence → |
| Interest expense | 224,000 | USD | evidence → |
| Net interest income | 852,000 | USD | evidence → |
| Noninterest income | 162,000 | USD | evidence → |
| Noninterest expense | 715,000 | USD | evidence → |
| Provision for loan losses | 22,000 | USD | evidence → |
| Pretax income | 277,000 | USD | evidence → |
| Income tax | 29,000 | USD | evidence → |
| Net income | 248,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,816,000 | USD | evidence → |
| Total capital | 10,230,000 | USD | evidence → |
| Risk-weighted assets | 54,510,000 | USD | evidence → |