Call report 2005Q1
VALLEY STATE BANK — 2005Q1
The 22 measures VALLEY STATE BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 118,846,000 | USD | evidence → |
| Total loans | 50,795,000 | USD | evidence → |
| Allowance for loan losses | 390,000 | USD | evidence → |
| Securities available for sale | 61,787,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 104,808,000 | USD | evidence → |
| Interest-bearing deposits | 99,804,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,004,000 | USD | evidence → |
| Equity capital | 13,567,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,492,000 | USD | evidence → |
| Interest expense | 705,000 | USD | evidence → |
| Net interest income | 787,000 | USD | evidence → |
| Noninterest income | 57,000 | USD | evidence → |
| Noninterest expense | 475,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 362,000 | USD | evidence → |
| Income tax | 68,000 | USD | evidence → |
| Net income | 294,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,035,000 | USD | evidence → |
| Total capital | 14,425,000 | USD | evidence → |
| Risk-weighted assets | 69,436,000 | USD | evidence → |