Call report 2004Q4
VALLEY STATE BANK — 2004Q4
The 22 measures VALLEY STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 117,629,000 | USD | evidence → |
| Total loans | 48,695,000 | USD | evidence → |
| Allowance for loan losses | 416,000 | USD | evidence → |
| Securities available for sale | 62,608,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 103,305,000 | USD | evidence → |
| Interest-bearing deposits | 97,557,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,749,000 | USD | evidence → |
| Equity capital | 13,930,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,825,000 | USD | evidence → |
| Interest expense | 2,484,000 | USD | evidence → |
| Net interest income | 3,341,000 | USD | evidence → |
| Noninterest income | 200,000 | USD | evidence → |
| Noninterest expense | 1,671,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 1,997,000 | USD | evidence → |
| Income tax | 581,000 | USD | evidence → |
| Net income | 1,416,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,846,000 | USD | evidence → |
| Total capital | 14,262,000 | USD | evidence → |
| Risk-weighted assets | 67,047,000 | USD | evidence → |