Call report 2015Q1
VERUS BANK — 2015Q1
The 22 measures VERUS BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 134,549,000 | USD | evidence → |
| Total loans | 89,044,000 | USD | evidence → |
| Allowance for loan losses | 832,000 | USD | evidence → |
| Securities available for sale | 29,162,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 121,122,000 | USD | evidence → |
| Interest-bearing deposits | 81,784,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,338,000 | USD | evidence → |
| Equity capital | 12,266,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,189,000 | USD | evidence → |
| Interest expense | 55,000 | USD | evidence → |
| Net interest income | 1,134,000 | USD | evidence → |
| Noninterest income | 348,000 | USD | evidence → |
| Noninterest expense | 1,231,000 | USD | evidence → |
| Provision for loan losses | 12,000 | USD | evidence → |
| Pretax income | 264,000 | USD | evidence → |
| Income tax | 10,000 | USD | evidence → |
| Net income | 254,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,062,000 | USD | evidence → |
| Total capital | 12,894,000 | USD | evidence → |
| Risk-weighted assets | 98,165,000 | USD | evidence → |