Call report 2014Q4
VERUS BANK — 2014Q4
The 22 measures VERUS BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 127,094,000 | USD | evidence → |
| Total loans | 86,829,000 | USD | evidence → |
| Allowance for loan losses | 821,000 | USD | evidence → |
| Securities available for sale | 28,116,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 112,711,000 | USD | evidence → |
| Interest-bearing deposits | 77,762,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,949,000 | USD | evidence → |
| Equity capital | 11,900,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,829,000 | USD | evidence → |
| Interest expense | 227,000 | USD | evidence → |
| Net interest income | 4,602,000 | USD | evidence → |
| Noninterest income | 1,617,000 | USD | evidence → |
| Noninterest expense | 4,849,000 | USD | evidence → |
| Provision for loan losses | 23,000 | USD | evidence → |
| Pretax income | 1,381,000 | USD | evidence → |
| Income tax | 55,000 | USD | evidence → |
| Net income | 1,326,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,808,000 | USD | evidence → |
| Total capital | 12,629,000 | USD | evidence → |
| Risk-weighted assets | 91,889,000 | USD | evidence → |