Call report 2012Q2
VERUS BANK — 2012Q2
The 22 measures VERUS BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 119,978,000 | USD | evidence → |
| Total loans | 70,406,000 | USD | evidence → |
| Allowance for loan losses | 758,000 | USD | evidence → |
| Securities available for sale | 30,939,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 107,892,000 | USD | evidence → |
| Interest-bearing deposits | 77,569,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,323,000 | USD | evidence → |
| Equity capital | 11,394,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,400,000 | USD | evidence → |
| Interest expense | 228,000 | USD | evidence → |
| Net interest income | 2,172,000 | USD | evidence → |
| Noninterest income | 915,000 | USD | evidence → |
| Noninterest expense | 2,479,000 | USD | evidence → |
| Provision for loan losses | 38,000 | USD | evidence → |
| Pretax income | 570,000 | USD | evidence → |
| Income tax | 22,000 | USD | evidence → |
| Net income | 548,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,592,000 | USD | evidence → |
| Total capital | 11,350,000 | USD | evidence → |
| Risk-weighted assets | 77,749,000 | USD | evidence → |