Call report 2012Q1
VERUS BANK — 2012Q1
The 22 measures VERUS BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 120,482,000 | USD | evidence → |
| Total loans | 69,375,000 | USD | evidence → |
| Allowance for loan losses | 771,000 | USD | evidence → |
| Securities available for sale | 30,286,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 108,193,000 | USD | evidence → |
| Interest-bearing deposits | 76,934,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,259,000 | USD | evidence → |
| Equity capital | 11,248,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,219,000 | USD | evidence → |
| Interest expense | 122,000 | USD | evidence → |
| Net interest income | 1,097,000 | USD | evidence → |
| Noninterest income | 453,000 | USD | evidence → |
| Noninterest expense | 1,240,000 | USD | evidence → |
| Provision for loan losses | 6,000 | USD | evidence → |
| Pretax income | 304,000 | USD | evidence → |
| Income tax | 12,000 | USD | evidence → |
| Net income | 292,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,464,000 | USD | evidence → |
| Total capital | 11,235,000 | USD | evidence → |
| Risk-weighted assets | 75,503,000 | USD | evidence → |