Call report 2003Q1
VERUS BANK — 2003Q1
The 22 measures VERUS BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 75,809,000 | USD | evidence → |
| Total loans | 42,233,000 | USD | evidence → |
| Allowance for loan losses | 425,000 | USD | evidence → |
| Securities available for sale | 19,732,000 | USD | evidence → |
| Securities held to maturity | 3,067,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 68,204,000 | USD | evidence → |
| Interest-bearing deposits | 50,273,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,931,000 | USD | evidence → |
| Equity capital | 7,201,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,016,000 | USD | evidence → |
| Interest expense | 192,000 | USD | evidence → |
| Net interest income | 824,000 | USD | evidence → |
| Noninterest income | 325,000 | USD | evidence → |
| Noninterest expense | 807,000 | USD | evidence → |
| Provision for loan losses | 3,000 | USD | evidence → |
| Pretax income | 339,000 | USD | evidence → |
| Income tax | -165,000 | USD | evidence → |
| Net income | 504,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,993,000 | USD | evidence → |
| Total capital | 7,418,000 | USD | evidence → |
| Risk-weighted assets | 45,860,000 | USD | evidence → |