Call report 2002Q4
VERUS BANK — 2002Q4
The 22 measures VERUS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 73,219,000 | USD | evidence → |
| Total loans | 43,559,000 | USD | evidence → |
| Allowance for loan losses | 422,000 | USD | evidence → |
| Securities available for sale | 19,609,000 | USD | evidence → |
| Securities held to maturity | 3,269,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 64,096,000 | USD | evidence → |
| Interest-bearing deposits | 46,611,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,485,000 | USD | evidence → |
| Equity capital | 7,137,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,463,000 | USD | evidence → |
| Interest expense | 980,000 | USD | evidence → |
| Net interest income | 3,483,000 | USD | evidence → |
| Noninterest income | 1,305,000 | USD | evidence → |
| Noninterest expense | 3,236,000 | USD | evidence → |
| Provision for loan losses | 97,000 | USD | evidence → |
| Pretax income | 1,494,000 | USD | evidence → |
| Income tax | 537,000 | USD | evidence → |
| Net income | 957,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,862,000 | USD | evidence → |
| Total capital | 7,284,000 | USD | evidence → |
| Risk-weighted assets | 45,408,000 | USD | evidence → |