Call report 2008Q2
UNITED BANK & TRUST COMPANY — 2008Q2
The 22 measures UNITED BANK & TRUST COMPANY reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,612,000 | USD | evidence → |
| Total loans | 78,117,000 | USD | evidence → |
| Allowance for loan losses | 7,900,000 | USD | evidence → |
| Securities available for sale | 8,414,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 1,000,000 | USD | evidence → |
| Total deposits | 79,396,000 | USD | evidence → |
| Interest-bearing deposits | 67,956,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,440,000 | USD | evidence → |
| Equity capital | 17,754,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 645,000 | USD | evidence → |
| Interest expense | 421,000 | USD | evidence → |
| Net interest income | 224,000 | USD | evidence → |
| Noninterest income | 24,000 | USD | evidence → |
| Noninterest expense | 453,000 | USD | evidence → |
| Provision for loan losses | -29,000 | USD | evidence → |
| Pretax income | -176,000 | USD | evidence → |
| Income tax | -56,000 | USD | evidence → |
| Net income | -120,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,391,000 | USD | evidence → |
| Total capital | 10,456,000 | USD | evidence → |
| Risk-weighted assets | 78,366,000 | USD | evidence → |