Call report 2008Q1
UNITED BANK & TRUST COMPANY — 2008Q1
The 22 measures UNITED BANK & TRUST COMPANY reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 110,957,000 | USD | evidence → |
| Total loans | 85,928,000 | USD | evidence → |
| Allowance for loan losses | 2,550,000 | USD | evidence → |
| Securities available for sale | 11,061,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,766,000 | USD | evidence → |
| Interest-bearing deposits | 86,357,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,409,000 | USD | evidence → |
| Equity capital | 8,364,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,564,000 | USD | evidence → |
| Interest expense | 1,016,000 | USD | evidence → |
| Net interest income | 548,000 | USD | evidence → |
| Noninterest income | 140,000 | USD | evidence → |
| Noninterest expense | 745,000 | USD | evidence → |
| Provision for loan losses | 1,021,000 | USD | evidence → |
| Pretax income | -1,068,000 | USD | evidence → |
| Income tax | -420,000 | USD | evidence → |
| Net income | -648,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,282,000 | USD | evidence → |
| Total capital | 9,403,000 | USD | evidence → |
| Risk-weighted assets | 88,280,000 | USD | evidence → |