Call report 2015Q1
CITIZENS FIRST BANK — 2015Q1
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 169,496,000 | USD | evidence → |
| Total loans | 124,241,000 | USD | evidence → |
| Allowance for loan losses | 2,338,000 | USD | evidence → |
| Securities available for sale | 32,383,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 145,261,000 | USD | evidence → |
| Interest-bearing deposits | 117,416,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,845,000 | USD | evidence → |
| Equity capital | 20,661,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,841,000 | USD | evidence → |
| Interest expense | 211,000 | USD | evidence → |
| Net interest income | 1,630,000 | USD | evidence → |
| Noninterest income | 205,000 | USD | evidence → |
| Noninterest expense | 1,402,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 402,000 | USD | evidence → |
| Income tax | 5,000 | USD | evidence → |
| Net income | 397,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,378,000 | USD | evidence → |
| Total capital | 20,061,000 | USD | evidence → |
| Risk-weighted assets | 134,041,000 | USD | evidence → |