Call report 2014Q4
CITIZENS FIRST BANK — 2014Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 169,380,000 | USD | evidence → |
| Total loans | 123,757,000 | USD | evidence → |
| Allowance for loan losses | 2,302,000 | USD | evidence → |
| Securities available for sale | 32,860,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 145,223,000 | USD | evidence → |
| Interest-bearing deposits | 115,241,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,982,000 | USD | evidence → |
| Equity capital | 20,296,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,207,000 | USD | evidence → |
| Interest expense | 910,000 | USD | evidence → |
| Net interest income | 6,297,000 | USD | evidence → |
| Noninterest income | 941,000 | USD | evidence → |
| Noninterest expense | 5,358,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,908,000 | USD | evidence → |
| Income tax | 10,000 | USD | evidence → |
| Net income | 1,898,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,231,000 | USD | evidence → |
| Total capital | 19,922,000 | USD | evidence → |
| Risk-weighted assets | 134,598,000 | USD | evidence → |
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