Call report 2012Q4
CITIZENS FIRST BANK — 2012Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 159,892,000 | USD | evidence → |
| Total loans | 107,681,000 | USD | evidence → |
| Allowance for loan losses | 2,446,000 | USD | evidence → |
| Securities available for sale | 35,268,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 139,462,000 | USD | evidence → |
| Interest-bearing deposits | 116,360,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,102,000 | USD | evidence → |
| Equity capital | 18,234,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,460,000 | USD | evidence → |
| Interest expense | 1,212,000 | USD | evidence → |
| Net interest income | 6,248,000 | USD | evidence → |
| Noninterest income | 1,263,000 | USD | evidence → |
| Noninterest expense | 5,055,000 | USD | evidence → |
| Provision for loan losses | 176,000 | USD | evidence → |
| Pretax income | 2,284,000 | USD | evidence → |
| Income tax | 3,000 | USD | evidence → |
| Net income | 2,281,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,906,000 | USD | evidence → |
| Total capital | 17,464,000 | USD | evidence → |
| Risk-weighted assets | 122,999,000 | USD | evidence → |