Call report 2012Q3
CITIZENS FIRST BANK — 2012Q3
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 155,616,000 | USD | evidence → |
| Total loans | 110,167,000 | USD | evidence → |
| Allowance for loan losses | 2,428,000 | USD | evidence → |
| Securities available for sale | 31,247,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 135,010,000 | USD | evidence → |
| Interest-bearing deposits | 113,840,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,170,000 | USD | evidence → |
| Equity capital | 17,944,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,692,000 | USD | evidence → |
| Interest expense | 936,000 | USD | evidence → |
| Net interest income | 4,756,000 | USD | evidence → |
| Noninterest income | 962,000 | USD | evidence → |
| Noninterest expense | 3,898,000 | USD | evidence → |
| Provision for loan losses | 176,000 | USD | evidence → |
| Pretax income | 1,644,000 | USD | evidence → |
| Income tax | 3,000 | USD | evidence → |
| Net income | 1,641,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,516,000 | USD | evidence → |
| Total capital | 17,081,000 | USD | evidence → |
| Risk-weighted assets | 123,607,000 | USD | evidence → |