Call report 2008Q3
CITIZENS FIRST BANK — 2008Q3
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 134,013,000 | USD | evidence → |
| Total loans | 103,037,000 | USD | evidence → |
| Allowance for loan losses | 1,249,000 | USD | evidence → |
| Securities available for sale | 21,254,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 111,891,000 | USD | evidence → |
| Interest-bearing deposits | 82,203,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,688,000 | USD | evidence → |
| Equity capital | 13,311,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,978,000 | USD | evidence → |
| Interest expense | 2,380,000 | USD | evidence → |
| Net interest income | 3,598,000 | USD | evidence → |
| Noninterest income | 622,000 | USD | evidence → |
| Noninterest expense | 3,192,000 | USD | evidence → |
| Provision for loan losses | 125,000 | USD | evidence → |
| Pretax income | 919,000 | USD | evidence → |
| Income tax | 26,000 | USD | evidence → |
| Net income | 893,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,613,000 | USD | evidence → |
| Total capital | 12,862,000 | USD | evidence → |
| Risk-weighted assets | 114,273,000 | USD | evidence → |