Call report 2008Q2
CITIZENS FIRST BANK — 2008Q2
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 129,816,000 | USD | evidence → |
| Total loans | 98,401,000 | USD | evidence → |
| Allowance for loan losses | 1,235,000 | USD | evidence → |
| Securities available for sale | 21,643,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 111,839,000 | USD | evidence → |
| Interest-bearing deposits | 98,765,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,074,000 | USD | evidence → |
| Equity capital | 13,111,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,979,000 | USD | evidence → |
| Interest expense | 1,660,000 | USD | evidence → |
| Net interest income | 2,319,000 | USD | evidence → |
| Noninterest income | 403,000 | USD | evidence → |
| Noninterest expense | 2,077,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 595,000 | USD | evidence → |
| Income tax | 16,000 | USD | evidence → |
| Net income | 579,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,524,000 | USD | evidence → |
| Total capital | 12,759,000 | USD | evidence → |
| Risk-weighted assets | 109,431,000 | USD | evidence → |
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