Call report 2003Q4
CITIZENS' BANK — 2003Q4
The 22 measures CITIZENS' BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 17,452,000 | USD | evidence → |
| Total loans | 10,528,000 | USD | evidence → |
| Allowance for loan losses | 146,000 | USD | evidence → |
| Securities available for sale | 5,737,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 13,993,000 | USD | evidence → |
| Interest-bearing deposits | 10,659,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,334,000 | USD | evidence → |
| Equity capital | 2,654,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,105,000 | USD | evidence → |
| Interest expense | 176,000 | USD | evidence → |
| Net interest income | 929,000 | USD | evidence → |
| Noninterest income | 176,000 | USD | evidence → |
| Noninterest expense | 812,000 | USD | evidence → |
| Provision for loan losses | 74,000 | USD | evidence → |
| Pretax income | 243,000 | USD | evidence → |
| Income tax | 42,000 | USD | evidence → |
| Net income | 201,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,639,000 | USD | evidence → |
| Total capital | 2,785,000 | USD | evidence → |
| Risk-weighted assets | 12,106,000 | USD | evidence → |