Call report 2003Q3
CITIZENS' BANK — 2003Q3
The 22 measures CITIZENS' BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 17,621,000 | USD | evidence → |
| Total loans | 9,635,000 | USD | evidence → |
| Allowance for loan losses | 127,000 | USD | evidence → |
| Securities available for sale | 5,828,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 14,832,000 | USD | evidence → |
| Interest-bearing deposits | 11,481,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,351,000 | USD | evidence → |
| Equity capital | 2,586,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 830,000 | USD | evidence → |
| Interest expense | 140,000 | USD | evidence → |
| Net interest income | 690,000 | USD | evidence → |
| Noninterest income | 135,000 | USD | evidence → |
| Noninterest expense | 580,000 | USD | evidence → |
| Provision for loan losses | 40,000 | USD | evidence → |
| Pretax income | 209,000 | USD | evidence → |
| Income tax | 70,000 | USD | evidence → |
| Net income | 139,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,577,000 | USD | evidence → |
| Total capital | 2,704,000 | USD | evidence → |
| Risk-weighted assets | 10,600,000 | USD | evidence → |