Call report 2003Q1
CITIZENS' BANK — 2003Q1
The 22 measures CITIZENS' BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 16,697,000 | USD | evidence → |
| Total loans | 10,216,000 | USD | evidence → |
| Allowance for loan losses | 113,000 | USD | evidence → |
| Securities available for sale | 4,451,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 13,942,000 | USD | evidence → |
| Interest-bearing deposits | 11,556,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,386,000 | USD | evidence → |
| Equity capital | 2,557,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 288,000 | USD | evidence → |
| Interest expense | 50,000 | USD | evidence → |
| Net interest income | 238,000 | USD | evidence → |
| Noninterest income | 43,000 | USD | evidence → |
| Noninterest expense | 198,000 | USD | evidence → |
| Provision for loan losses | 14,000 | USD | evidence → |
| Pretax income | 69,000 | USD | evidence → |
| Income tax | 25,000 | USD | evidence → |
| Net income | 44,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,482,000 | USD | evidence → |
| Total capital | 2,595,000 | USD | evidence → |
| Risk-weighted assets | 11,014,000 | USD | evidence → |