Call report 2002Q4
CITIZENS' BANK — 2002Q4
The 22 measures CITIZENS' BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 16,981,000 | USD | evidence → |
| Total loans | 10,878,000 | USD | evidence → |
| Allowance for loan losses | 105,000 | USD | evidence → |
| Securities available for sale | 4,476,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 14,250,000 | USD | evidence → |
| Interest-bearing deposits | 11,789,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,461,000 | USD | evidence → |
| Equity capital | 2,518,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,245,000 | USD | evidence → |
| Interest expense | 264,000 | USD | evidence → |
| Net interest income | 981,000 | USD | evidence → |
| Noninterest income | 169,000 | USD | evidence → |
| Noninterest expense | 758,000 | USD | evidence → |
| Provision for loan losses | 51,000 | USD | evidence → |
| Pretax income | 341,000 | USD | evidence → |
| Income tax | 117,000 | USD | evidence → |
| Net income | 224,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,443,000 | USD | evidence → |
| Total capital | 2,548,000 | USD | evidence → |
| Risk-weighted assets | 11,547,000 | USD | evidence → |