Call report 2021Q1
SMARTBIZ BANK, N.A. — 2021Q1
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2021Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 169,181,000 | USD | evidence → |
| Total loans | 116,264,000 | USD | evidence → |
| Allowance for loan losses | 1,702,000 | USD | evidence → |
| Securities available for sale | 16,123,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 142,821,000 | USD | evidence → |
| Interest-bearing deposits | 95,173,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,648,000 | USD | evidence → |
| Equity capital | 19,003,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,830,000 | USD | evidence → |
| Interest expense | 178,000 | USD | evidence → |
| Net interest income | 1,652,000 | USD | evidence → |
| Noninterest income | 410,000 | USD | evidence → |
| Noninterest expense | 1,363,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 639,000 | USD | evidence → |
| Income tax | 182,000 | USD | evidence → |
| Net income | 457,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,164,000 | USD | evidence → |
| Total capital | 16,378,000 | USD | evidence → |
| Risk-weighted assets | 96,622,000 | USD | evidence → |