Call report 2020Q4
SMARTBIZ BANK, N.A. — 2020Q4
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 166,745,000 | USD | evidence → |
| Total loans | 114,898,000 | USD | evidence → |
| Allowance for loan losses | 1,658,000 | USD | evidence → |
| Securities available for sale | 15,971,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 129,190,000 | USD | evidence → |
| Interest-bearing deposits | 99,731,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,459,000 | USD | evidence → |
| Equity capital | 18,628,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,064,000 | USD | evidence → |
| Interest expense | 1,500,000 | USD | evidence → |
| Net interest income | 5,564,000 | USD | evidence → |
| Noninterest income | 2,098,000 | USD | evidence → |
| Noninterest expense | 5,105,000 | USD | evidence → |
| Provision for loan losses | 382,000 | USD | evidence → |
| Pretax income | 2,175,000 | USD | evidence → |
| Income tax | 649,000 | USD | evidence → |
| Net income | 1,526,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,525,000 | USD | evidence → |
| Total capital | 15,854,000 | USD | evidence → |
| Risk-weighted assets | 105,990,000 | USD | evidence → |