Call report 2015Q1
SMARTBIZ BANK, N.A. — 2015Q1
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 67,479,000 | USD | evidence → |
| Total loans | 45,527,000 | USD | evidence → |
| Allowance for loan losses | 634,000 | USD | evidence → |
| Securities available for sale | 7,576,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 60,421,000 | USD | evidence → |
| Interest-bearing deposits | 55,595,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,826,000 | USD | evidence → |
| Equity capital | 6,097,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 576,000 | USD | evidence → |
| Interest expense | 87,000 | USD | evidence → |
| Net interest income | 489,000 | USD | evidence → |
| Noninterest income | 33,000 | USD | evidence → |
| Noninterest expense | 866,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | -344,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -344,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,096,000 | USD | evidence → |
| Total capital | 6,730,000 | USD | evidence → |
| Risk-weighted assets | 52,275,000 | USD | evidence → |