Call report 2014Q4
SMARTBIZ BANK, N.A. — 2014Q4
The 22 measures SMARTBIZ BANK, N.A. reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 66,511,000 | USD | evidence → |
| Total loans | 44,050,000 | USD | evidence → |
| Allowance for loan losses | 650,000 | USD | evidence → |
| Securities available for sale | 8,012,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 59,248,000 | USD | evidence → |
| Interest-bearing deposits | 54,483,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,765,000 | USD | evidence → |
| Equity capital | 5,938,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,053,000 | USD | evidence → |
| Interest expense | 314,000 | USD | evidence → |
| Net interest income | 1,739,000 | USD | evidence → |
| Noninterest income | 253,000 | USD | evidence → |
| Noninterest expense | 3,796,000 | USD | evidence → |
| Provision for loan losses | 95,000 | USD | evidence → |
| Pretax income | -1,899,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,899,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,940,000 | USD | evidence → |
| Total capital | 6,590,000 | USD | evidence → |
| Risk-weighted assets | 52,914,000 | USD | evidence → |