Call report 2012Q3
VALLEY EXCHANGE BANK — 2012Q3
The 22 measures VALLEY EXCHANGE BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 66,147,000 | USD | evidence → |
| Total loans | 29,908,000 | USD | evidence → |
| Allowance for loan losses | 473,000 | USD | evidence → |
| Securities available for sale | 13,004,000 | USD | evidence → |
| Securities held to maturity | 3,337,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 58,442,000 | USD | evidence → |
| Interest-bearing deposits | 47,724,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,718,000 | USD | evidence → |
| Equity capital | 7,621,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,331,000 | USD | evidence → |
| Interest expense | 228,000 | USD | evidence → |
| Net interest income | 1,103,000 | USD | evidence → |
| Noninterest income | 136,000 | USD | evidence → |
| Noninterest expense | 1,140,000 | USD | evidence → |
| Provision for loan losses | -120,000 | USD | evidence → |
| Pretax income | 219,000 | USD | evidence → |
| Income tax | 64,000 | USD | evidence → |
| Net income | 155,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,617,000 | USD | evidence → |
| Total capital | 8,033,000 | USD | evidence → |
| Risk-weighted assets | 33,400,000 | USD | evidence → |