Call report 2012Q2
VALLEY EXCHANGE BANK — 2012Q2
The 22 measures VALLEY EXCHANGE BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 64,969,000 | USD | evidence → |
| Total loans | 29,798,000 | USD | evidence → |
| Allowance for loan losses | 475,000 | USD | evidence → |
| Securities available for sale | 5,999,000 | USD | evidence → |
| Securities held to maturity | 4,771,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 57,330,000 | USD | evidence → |
| Interest-bearing deposits | 47,282,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,048,000 | USD | evidence → |
| Equity capital | 7,568,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 872,000 | USD | evidence → |
| Interest expense | 156,000 | USD | evidence → |
| Net interest income | 716,000 | USD | evidence → |
| Noninterest income | 93,000 | USD | evidence → |
| Noninterest expense | 767,000 | USD | evidence → |
| Provision for loan losses | -120,000 | USD | evidence → |
| Pretax income | 162,000 | USD | evidence → |
| Income tax | 56,000 | USD | evidence → |
| Net income | 106,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,568,000 | USD | evidence → |
| Total capital | 7,962,000 | USD | evidence → |
| Risk-weighted assets | 31,561,000 | USD | evidence → |