Call report 2005Q3
VALLEY EXCHANGE BANK — 2005Q3
The 22 measures VALLEY EXCHANGE BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 57,009,000 | USD | evidence → |
| Total loans | 31,855,000 | USD | evidence → |
| Allowance for loan losses | 336,000 | USD | evidence → |
| Securities available for sale | 6,484,000 | USD | evidence → |
| Securities held to maturity | 13,626,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 47,723,000 | USD | evidence → |
| Interest-bearing deposits | 39,905,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,818,000 | USD | evidence → |
| Equity capital | 8,768,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,100,000 | USD | evidence → |
| Interest expense | 545,000 | USD | evidence → |
| Net interest income | 1,555,000 | USD | evidence → |
| Noninterest income | 181,000 | USD | evidence → |
| Noninterest expense | 1,061,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 675,000 | USD | evidence → |
| Income tax | 245,000 | USD | evidence → |
| Net income | 430,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,742,000 | USD | evidence → |
| Total capital | 9,078,000 | USD | evidence → |
| Risk-weighted assets | 31,556,000 | USD | evidence → |