Call report 2005Q2
VALLEY EXCHANGE BANK — 2005Q2
The 22 measures VALLEY EXCHANGE BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 57,062,000 | USD | evidence → |
| Total loans | 32,865,000 | USD | evidence → |
| Allowance for loan losses | 336,000 | USD | evidence → |
| Securities available for sale | 4,989,000 | USD | evidence → |
| Securities held to maturity | 15,798,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 48,056,000 | USD | evidence → |
| Interest-bearing deposits | 41,741,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,315,000 | USD | evidence → |
| Equity capital | 8,599,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,350,000 | USD | evidence → |
| Interest expense | 354,000 | USD | evidence → |
| Net interest income | 996,000 | USD | evidence → |
| Noninterest income | 117,000 | USD | evidence → |
| Noninterest expense | 700,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 413,000 | USD | evidence → |
| Income tax | 150,000 | USD | evidence → |
| Net income | 263,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,575,000 | USD | evidence → |
| Total capital | 8,911,000 | USD | evidence → |
| Risk-weighted assets | 32,404,000 | USD | evidence → |