Call report 2004Q4
CITIZENS BANK — 2004Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 118,224,000 | USD | evidence → |
| Total loans | 89,434,000 | USD | evidence → |
| Allowance for loan losses | 1,147,000 | USD | evidence → |
| Securities available for sale | 16,438,000 | USD | evidence → |
| Securities held to maturity | 1,677,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 102,789,000 | USD | evidence → |
| Interest-bearing deposits | 90,662,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,127,000 | USD | evidence → |
| Equity capital | 13,507,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,555,000 | USD | evidence → |
| Interest expense | 2,090,000 | USD | evidence → |
| Net interest income | 5,465,000 | USD | evidence → |
| Noninterest income | 947,000 | USD | evidence → |
| Noninterest expense | 4,104,000 | USD | evidence → |
| Provision for loan losses | 921,000 | USD | evidence → |
| Pretax income | 1,376,000 | USD | evidence → |
| Income tax | 371,000 | USD | evidence → |
| Net income | 1,005,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,506,000 | USD | evidence → |
| Total capital | 14,539,000 | USD | evidence → |
| Risk-weighted assets | 82,527,000 | USD | evidence → |