Call report 2004Q3
CITIZENS BANK — 2004Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 119,019,000 | USD | evidence → |
| Total loans | 89,850,000 | USD | evidence → |
| Allowance for loan losses | 1,429,000 | USD | evidence → |
| Securities available for sale | 16,159,000 | USD | evidence → |
| Securities held to maturity | 1,887,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 102,677,000 | USD | evidence → |
| Interest-bearing deposits | 91,397,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,280,000 | USD | evidence → |
| Equity capital | 13,902,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,739,000 | USD | evidence → |
| Interest expense | 1,585,000 | USD | evidence → |
| Net interest income | 4,154,000 | USD | evidence → |
| Noninterest income | 720,000 | USD | evidence → |
| Noninterest expense | 2,917,000 | USD | evidence → |
| Provision for loan losses | 779,000 | USD | evidence → |
| Pretax income | 1,166,000 | USD | evidence → |
| Income tax | 334,000 | USD | evidence → |
| Net income | 832,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,843,000 | USD | evidence → |
| Total capital | 14,870,000 | USD | evidence → |
| Risk-weighted assets | 82,070,000 | USD | evidence → |