Call report 2003Q1
CITIZENS BANK — 2003Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 121,715,000 | USD | evidence → |
| Total loans | 93,638,000 | USD | evidence → |
| Allowance for loan losses | 1,262,000 | USD | evidence → |
| Securities available for sale | 17,577,000 | USD | evidence → |
| Securities held to maturity | 3,318,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 103,488,000 | USD | evidence → |
| Interest-bearing deposits | 91,980,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,508,000 | USD | evidence → |
| Equity capital | 12,622,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,178,000 | USD | evidence → |
| Interest expense | 742,000 | USD | evidence → |
| Net interest income | 1,436,000 | USD | evidence → |
| Noninterest income | 218,000 | USD | evidence → |
| Noninterest expense | 910,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 609,000 | USD | evidence → |
| Income tax | 191,000 | USD | evidence → |
| Net income | 418,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,408,000 | USD | evidence → |
| Total capital | 13,471,000 | USD | evidence → |
| Risk-weighted assets | 84,805,000 | USD | evidence → |