Call report 2002Q4
CITIZENS BANK — 2002Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 120,134,000 | USD | evidence → |
| Total loans | 93,073,000 | USD | evidence → |
| Allowance for loan losses | 1,278,000 | USD | evidence → |
| Securities available for sale | 15,620,000 | USD | evidence → |
| Securities held to maturity | 4,459,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 102,115,000 | USD | evidence → |
| Interest-bearing deposits | 91,274,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,841,000 | USD | evidence → |
| Equity capital | 12,215,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,049,000 | USD | evidence → |
| Interest expense | 3,635,000 | USD | evidence → |
| Net interest income | 5,414,000 | USD | evidence → |
| Noninterest income | 794,000 | USD | evidence → |
| Noninterest expense | 3,316,000 | USD | evidence → |
| Provision for loan losses | 610,000 | USD | evidence → |
| Pretax income | 2,282,000 | USD | evidence → |
| Income tax | 716,000 | USD | evidence → |
| Net income | 1,566,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,990,000 | USD | evidence → |
| Total capital | 13,039,000 | USD | evidence → |
| Risk-weighted assets | 83,672,000 | USD | evidence → |