Call report 2005Q1
INDEPENDENT COMMUNITY BANK — 2005Q1
The 22 measures INDEPENDENT COMMUNITY BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 118,014,000 | USD | evidence → |
| Total loans | 88,976,000 | USD | evidence → |
| Allowance for loan losses | 924,000 | USD | evidence → |
| Securities available for sale | 10,617,000 | USD | evidence → |
| Securities held to maturity | 2,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 101,290,000 | USD | evidence → |
| Interest-bearing deposits | 76,821,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,469,000 | USD | evidence → |
| Equity capital | 11,022,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,515,000 | USD | evidence → |
| Interest expense | 428,000 | USD | evidence → |
| Net interest income | 1,087,000 | USD | evidence → |
| Noninterest income | 31,000 | USD | evidence → |
| Noninterest expense | 526,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 517,000 | USD | evidence → |
| Income tax | 203,000 | USD | evidence → |
| Net income | 314,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,247,000 | USD | evidence → |
| Total capital | 12,171,000 | USD | evidence → |
| Risk-weighted assets | 96,411,000 | USD | evidence → |