Call report 2004Q4
INDEPENDENT COMMUNITY BANK — 2004Q4
The 22 measures INDEPENDENT COMMUNITY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 106,968,000 | USD | evidence → |
| Total loans | 80,400,000 | USD | evidence → |
| Allowance for loan losses | 824,000 | USD | evidence → |
| Securities available for sale | 11,412,000 | USD | evidence → |
| Securities held to maturity | 2,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,239,000 | USD | evidence → |
| Interest-bearing deposits | 69,752,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,487,000 | USD | evidence → |
| Equity capital | 10,840,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,190,000 | USD | evidence → |
| Interest expense | 1,134,000 | USD | evidence → |
| Net interest income | 3,056,000 | USD | evidence → |
| Noninterest income | 101,000 | USD | evidence → |
| Noninterest expense | 1,876,000 | USD | evidence → |
| Provision for loan losses | 508,000 | USD | evidence → |
| Pretax income | 853,000 | USD | evidence → |
| Income tax | 331,000 | USD | evidence → |
| Net income | 522,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,934,000 | USD | evidence → |
| Total capital | 11,758,000 | USD | evidence → |
| Risk-weighted assets | 83,697,000 | USD | evidence → |