Call report 2005Q1
UNITY BANK — 2005Q1
The 22 measures UNITY BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 524,891,000 | USD | evidence → |
| Total loans | 381,172,000 | USD | evidence → |
| Allowance for loan losses | 5,942,000 | USD | evidence → |
| Securities available for sale | 73,009,000 | USD | evidence → |
| Securities held to maturity | 23,593,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 449,070,000 | USD | evidence → |
| Interest-bearing deposits | 371,270,000 | USD | evidence → |
| Noninterest-bearing deposits | 77,800,000 | USD | evidence → |
| Equity capital | 37,696,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,522,000 | USD | evidence → |
| Interest expense | 2,231,000 | USD | evidence → |
| Net interest income | 5,291,000 | USD | evidence → |
| Noninterest income | 1,722,000 | USD | evidence → |
| Noninterest expense | 4,618,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 2,095,000 | USD | evidence → |
| Income tax | 798,000 | USD | evidence → |
| Net income | 1,297,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,779,000 | USD | evidence → |
| Total capital | 50,023,000 | USD | evidence → |
| Risk-weighted assets | 418,984,000 | USD | evidence → |