Call report 2004Q4
UNITY BANK — 2004Q4
The 22 measures UNITY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 514,364,000 | USD | evidence → |
| Total loans | 373,579,000 | USD | evidence → |
| Allowance for loan losses | 5,856,000 | USD | evidence → |
| Securities available for sale | 76,325,000 | USD | evidence → |
| Securities held to maturity | 23,579,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 435,270,000 | USD | evidence → |
| Interest-bearing deposits | 351,439,000 | USD | evidence → |
| Noninterest-bearing deposits | 83,831,000 | USD | evidence → |
| Equity capital | 36,959,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,162,000 | USD | evidence → |
| Interest expense | 7,046,000 | USD | evidence → |
| Net interest income | 19,116,000 | USD | evidence → |
| Noninterest income | 7,485,000 | USD | evidence → |
| Noninterest expense | 17,120,000 | USD | evidence → |
| Provision for loan losses | 1,175,000 | USD | evidence → |
| Pretax income | 8,356,000 | USD | evidence → |
| Income tax | 3,044,000 | USD | evidence → |
| Net income | 5,312,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,485,000 | USD | evidence → |
| Total capital | 48,584,000 | USD | evidence → |
| Risk-weighted assets | 406,520,000 | USD | evidence → |