Call report 2008Q1
CITIZENS GUARANTY BANK — 2008Q1
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 105,408,000 | USD | evidence → |
| Total loans | 81,880,000 | USD | evidence → |
| Allowance for loan losses | 1,662,000 | USD | evidence → |
| Securities available for sale | 13,054,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,420,000 | USD | evidence → |
| Interest-bearing deposits | 66,064,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,356,000 | USD | evidence → |
| Equity capital | 9,127,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,862,000 | USD | evidence → |
| Interest expense | 767,000 | USD | evidence → |
| Net interest income | 1,095,000 | USD | evidence → |
| Noninterest income | 263,000 | USD | evidence → |
| Noninterest expense | 1,018,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 317,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 317,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,997,000 | USD | evidence → |
| Total capital | 9,894,000 | USD | evidence → |
| Risk-weighted assets | 70,973,000 | USD | evidence → |